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Qual~cations of <br />TERRY A. GARDNER. MAI. SRA <br />Senior Analyst <br />Terry Gardner was born in Holdrege, Nebraska in 1948. He spent his early years in rural <br />Nebraska, graduating from Arapahoe I-i'igh School in 1966. In 1970, he graduated from Oregon <br />State University with a Bachelor of Science in Business Administration. Since college <br />graduation and service in the US Army, Terry has resided in Portland, Oregon. <br />Professional Educat.ion <br />McCook College, McCook, Nebraska - 1968 <br />Associate of Arts - Business Administration <br />Phi Theta Kappa - Honorary Fraternity <br />Oregon State University, Corvallis, Oregon - 1970 <br />Bachelor of Science - Business Administration <br />Beta Theta Pi - Social Fraternity <br />SocietLof Real Est.axe A~praisers/Ap,praisal Institute Courses <br />Course lA, Real Estate Appraisal Principles <br />Course 2-3, Standards of Professional Practice <br />Course 1BA, Capitalization Theory and Techniques <br />Course 1BB, Capitalization Theory and Techniques <br />Course 2-1, Case Studies in Real Estate Valuation <br />Course 102, Applied Residential Property Valuation <br />Course 201, Principles of Income Property Appraising <br />Course 202, Applied Income Property Valuation <br />Real Estate Experience <br />Real Estate Analyst - Palmer, Groth & Pietka, Inc. <br />Real Estate Appraiser - U.S. Bancorp Real Fstate Appraisal Services <br />Professional Design.ations - A,p,praisal Institute <br />MAI - Member, Appraisal Institute <br />SRA - Senior Residential Appraiser <br />PALIV~R, GROTIi & PIETKA, INC. <br />