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5820172
<br />Uniform Residential Appraisal Report
<br />File #092096
<br />21.
<br />Thelender/clientmaydiscloseordistributethisappraisalreportto:theborrower;anotherlenderattherequestofthe
<br />borrower;themortgageeoritssuccessorsandassigns;mortgageinsurers;governmentsponsoredenterprises;other
<br />secondarymarketparticipants;datacollectionorreportingservices;professionalappraisalorganizations;anydepartment,
<br />agency,orinstrumentalityoftheUnitedStates;andanystate,theDistrictofColumbia,orotherjurisdictions;withouthavingto
<br />obtaintheappraiser'sorsupervisoryappraiser's(ifapplicable)consent.Suchconsentmustbeobtainedbeforethisappraisal
<br />reportmaybedisclosedordistributedtoanyotherparty(including,butnotlimitedto,thepublicthroughadvertising,public
<br />relations,news,sales,orothermedia).
<br />22.
<br />Iamawarethatanydisclosureordistributionofthisappraisalreportbymeorthelender/clientmaybesubjecttocertain
<br />lawsandregulations.Further,IamalsosubjecttotheprovisionsoftheUniformStandardsofProfessionalAppraisalPractice
<br />thatpertaintodisclosureordistributionbyme.
<br />23.
<br />Theborrower,anotherlenderattherequestoftheborrower,themortgageeoritssuccessorsandassigns,mortgage
<br />insurers,governmentsponsoredenterprises,andothersecondarymarketparticipantsmayrelyonthisappraisalreportaspart
<br />ofanymortgagefinancetransactionthatinvolvesanyoneormoreoftheseparties.
<br />24.
<br />Ifthisappraisalreportwastransmittedasan"electronicrecord"containingmy"electronicsignature,"asthosetermsare
<br />definedinapplicablefederaland/orstatelaws(excludingaudioandvideorecordings),orafacsimiletransmissionofthis
<br />appraisalreportcontainingacopyorrepresentationofmysignature,theappraisalreportshallbeaseffective,enforceableand
<br />validasifapaperversionofthisappraisalreportweredeliveredcontainingmyoriginalhandwrittensignature.
<br />25.
<br />Anyintentionalornegligentmisrepresentation(s)containedinthisappraisalreportmayresultincivilliabilityand/or
<br />criminalpenaltiesincluding,butnotlimitedto,fineorimprisonmentorbothundertheprovisionsofTitle18,UnitedStates
<br />Code,Section1001,etseq.,orsimilarstatelaws.
<br />SUPERVISORY APPRAISER'S CERTIFICATION:
<br />TheSupervisoryAppraisercertifiesandagreesthat:
<br />1.
<br />Idirectlysupervisedtheappraiserforthisappraisalassignment,havereadtheappraisalreport,andagreewiththeappraiser's
<br />analysis,opinions,statements,conclusions,andtheappraiser'scertification.
<br />2.
<br />Iacceptfullresponsibilityforthecontentsofthisappraisalreportincluding,butnotlimitedto,theappraiser'sanalysis,opinions,
<br />statements,conclusions,andtheappraiser'scertification.
<br />3.
<br />Theappraiseridentifiedinthisappraisalreportiseitherasub-contractororanemployeeofthesupervisoryappraiser(orthe
<br />appraisalfirm),isqualifiedtoperformthisappraisal,andisacceptabletoperformthisappraisalundertheapplicablestatelaw.
<br />4.
<br />ThisappraisalreportcomplieswiththeUniformStandardsofProfessionalAppraisalPracticethatwereadoptedand
<br />promulgatedbytheAppraisalStandardsBoardofTheAppraisalFoundationandthatwereinplaceatthetimethisappraisal
<br />reportwasprepared.
<br />5.
<br />Ifthisappraisalreportwastransmittedasan"electronicrecord"containingmy"electronicsignature,"asthosetermsare
<br />definedinapplicablefederaland/orstatelaws(excludingaudioandvideorecordings),orafacsimiletransmissionofthis
<br />appraisalreportcontainingacopyorrepresentationofmysignature,theappraisalreportshallbeaseffective,enforceableand
<br />validasifapaperversionofthisappraisalreportweredeliveredcontainingmyoriginalhandwrittensignature.
<br />APPRAISER
<br />SUPERVISORY APPRAISER (ONLY IF REQUIRED)
<br />SignatureSignature
<br />NameName
<br />Scott Lepman, SRA, RM
<br />Company NameCompany Name
<br />Scott Lepman Company
<br />Company AddressCompany Address
<br />100 Ferry Street NW
<br />Albany, OR 97321
<br />Telephone NumberTelephone Number
<br />(541) 928-9390
<br />Email AddressEmail Address
<br />scott@slcompany.com
<br />Date of Signature and ReportDate of Signature
<br />10/09/2020
<br />Effective Date of AppraisalState Certification #
<br />10/05/2020
<br />State Certification #or State License #
<br />C000178
<br />or State License #State
<br />or Other (describe)State #Expiration Date of Certification or License
<br />State
<br />OR
<br />SUBJECT PROPERTY
<br />Expiration Date of Certification or License
<br />09/30/2021
<br />Did not inspect subject property
<br />ADDRESS OF PROPERTY APPRAISED
<br />Did inspect exterior of subject property from street
<br />1924 Water St NE
<br />Date of Inspection
<br />Salem, OR 97301
<br />Did inspect interior and exterior of subject property
<br />APPRAISED VALUE OF SUBJECT PROPERTY $
<br />310,000
<br />Date of Inspection
<br />LENDER/CLIENT
<br />Name
<br />Appraisal Tek
<br />COMPARABLE SALES
<br />Company Name
<br />Academy Mortgage Corporation
<br />Company Address
<br />339 West 13490 South, Draper, UT 84020
<br />Did not inspect exterior of comparable sales from street
<br />Did inspect exterior of comparable sales from street
<br />Email Address
<br />Date of Inspection
<br />Freddie Mac Form 70 March 2005UAD Version 9/2011Page 6 of 6Fannie Mae Form 1004 March 2005
<br />Form 1004UAD - "TOTAL" appraisal software by a la mode, inc. - 1-800-ALAMODE
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