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~_j DAIVIAGE AND DESTRUCTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 1. INSURANCE PROCEEDS SUFFICIENT TO COVER LOSS . . . . . . . . . . . . . . . . 11 2. INSURANCE PROCEEllS INSLTFFICIENT TO COVER LOSS . . . . . . . . . . . . . . 11 3• ARCHITECTURAL CHANGES AFTER DAMAGE OR DESTRUCITON. .. .. . .. .. ................. 12 _ 4. REALI,OCATION OF PERCFNTAGE INTBREST. ~ . . . . . . . . . . . . . . . . . 12 ARTICLE X . CONDFII~Il~TA1'ION ..:.............................................. 12 ARTICI.E XI AMENDMENTS TO BYI.AWS . . . . . . . . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . .. . 12 ARTIQ.E X1I ~ RECORDS AND AUDI'I'S . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . -. 13 1. GENERAL RECORDS. . . . . . . . . . . . . . . . . . 13 2. RECORDS OF RECEIP'I'S AND EXPENDITURES . . . . . . . . . . . . . . . . 13 3. REPORT'S AND AUDI'TS. . . . . . . . . : . . . . . . . . . . . . . . . . . . . . 13 4. ANNLJAL REPORT . . . . . . . . . . : . . . . . . : . . . . : . . . . . . . . . . . . . . . . 13 ARTICI.E XIII COMPLIANCE ................. ....~...:......................... 13 ARTTCLE XIV ' . INDEMN~ICATION OF DIRECTOR5, OFFTCERS, EMPLOYEFS AND AGENTS ..... 13 ARTZQrE XV ASSESSMENT COLLECTION COSTS; SUITS AND AC'I'IONS . . . . . . . . . . . . . . . . . . 14 ARTICI.E XVI DISPUTE RESOLUTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 ARTICZ.E XuII ' MISC~sI.LANEOUS . . . . . . . . . . . . ~ . . . . . . . . . . . . . . . . . . . . . . . . . . 14 ~ 1. NOTICES. ............................................ 14 2. WAIVER . . .. .................... 14 3. INVALIDI'TY; NUMBER; CAPTIONS . . . . . . . . . . . . . . . . . . . . . . . . . . 15 ~~ ~ ~~ ~ " Table of Contents page - iii ~~ , . r